Great American Bank: how it compares with its peers
Against 58 KS banks with half to twice its assets, Great American Bank's strongest measure in Q2 2026 is net interest margin (5.13% vs. a 3.98% peer median). Its weakest relative measure is assets per employee ($9.3M vs. $6.6M).
| Measure | Great American Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.98% | 1.53% | Top third Ahead of 97% of peers |
| Net interest margin Annualized net interest income over earning assets. | 5.13% | 3.98% | Top third Ahead of 100% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 39.16% | 58.42% | Top third Ahead of 95% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.3M | $6.6M | Top third Ahead of 84% of peers |
| Loans to deposits Net loans and leases over total deposits. | 101.59% | 76.91% | Context |
What it means for lending operations
Its efficiency ratio of 39.16% is better than the 58.42% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- First State Bank and Trust Tonganoxie, KS · $515M
- Cornerstone Bank Overland Park, KS · $505M
- Southwest National Bank Wichita, KS · $502M
- Bank of Commerce Chanute, KS · $497M
- The Peoples Bank Pratt, KS · $531M
- The First State Bank Norton, KS · $493M
Questions about Great American Bank
How big is Great American Bank?
Great American Bank, established in 2000, is headquartered in Lawrence, KS. It reported $513M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is Great American Bank's return on assets?
2.98% annualized in Q2 2026, against a 1.53% median for 58 KS banks with half to twice its assets, ahead of 97% of them.
What is Great American Bank's efficiency ratio?
39.16% in Q2 2026: it spent about 39 cents in noninterest expense for each dollar of revenue. The peer median is 58.42%, and lower is better.
Is Great American Bank growing its loans?
Net loans grew 5.3% over the year to Q2 2026, while deposits grew 0.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are KS banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Kansas bank ranked.