Fidelity Personal Trust Company, FSB: how it compares with its peers
Against 822 U.S. banks with half to twice its assets, Fidelity Personal Trust Company, FSB's strongest measure in Q2 2026 is return on assets (33.31% vs. a 1.09% peer median). Its weakest relative measure is assets per employee ($1.4M vs. $6.4M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 33.31% | 1.09% | Top third Ahead of 99% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.81% | 3.88% | Middle third Ahead of 47% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 36.91% | 67.00% | Top third Ahead of 98% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $1.4M | $6.4M | Bottom third Ahead of 1% of peers |
| Loans to deposits Net loans and leases over total deposits. | 0.00% | 72.08% | Context |
What it means for lending operations
Its efficiency ratio of 36.91% is better than the 67.00% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Bonanza Valley State Bank Brooten, MN · $75M
- State Bank Spencer, IA · $75M
- Southeast First National Bank Summerville, GA · $75M
- West Valley National Bank Goodyear, AZ · $74M
- Ipswich State Bank Ipswich, SD · $74M
- Nebraska State Bank Oshkosh, NE · $74M
Questions about Fidelity Personal Trust Company, FSB
How big is Fidelity Personal Trust Company, FSB?
Fidelity Personal Trust Company, FSB, established in 2000, is headquartered in Merrimack, NH. It reported $75M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Fidelity Personal Trust Company, FSB's return on assets?
33.31% annualized in Q2 2026, against a 1.09% median for 822 U.S. banks with half to twice its assets, ahead of 99% of them.
What is Fidelity Personal Trust Company, FSB's efficiency ratio?
36.91% in Q2 2026: it spent about 37 cents in noninterest expense for each dollar of revenue. The peer median is 67.00%, and lower is better.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every New Hampshire bank ranked.