Transportation Alliance Bank, Inc. d/b/a TAB Bank: how it compares with its peers
Against 14 UT banks with half to twice its assets, Transportation Alliance Bank, Inc. d/b/a TAB Bank's strongest measure in Q2 2026 is net interest margin (6.60% vs. a 6.82% peer median). Its weakest relative measure is assets per employee ($5.4M vs. $10.4M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.05% | 2.10% | Bottom third Ahead of 14% of peers |
| Net interest margin Annualized net interest income over earning assets. | 6.60% | 6.82% | Middle third Ahead of 50% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 61.08% | 37.49% | Bottom third Ahead of 21% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.4M | $10.4M | Bottom third Ahead of 8% of peers |
| Loans to deposits Net loans and leases over total deposits. | 89.54% | 90.79% | Context |
What it means for lending operations
Its efficiency ratio of 61.08% is above the 37.49% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Quill Bank Provo, UT · $1.56B
- Column National Association Salt Lake City, UT · $1.77B
- Square Financial Services, Inc. Salt Lake City, UT · $2.06B
- Prime Alliance Bank Woods Cross, UT · $1.09B
- Central Bank Provo, UT · $2.16B
Questions about Transportation Alliance Bank, Inc. d/b/a TAB Bank
How big is Transportation Alliance Bank, Inc. d/b/a TAB Bank?
Transportation Alliance Bank, Inc. d/b/a TAB Bank, established in 1998, is headquartered in Ogden, UT. It reported $1.59B in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Transportation Alliance Bank, Inc. d/b/a TAB Bank's return on assets?
1.05% annualized in Q2 2026, against a 2.10% median for 14 UT banks with half to twice its assets, ahead of 14% of them.
What is Transportation Alliance Bank, Inc. d/b/a TAB Bank's efficiency ratio?
61.08% in Q2 2026: it spent about 61 cents in noninterest expense for each dollar of revenue. The peer median is 37.49%, and lower is better.
Is Transportation Alliance Bank, Inc. d/b/a TAB Bank growing its loans?
Net loans shrank 4.0% over the year to Q2 2026, while deposits grew 0.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are UT banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Utah bank ranked.