Wilmington Trust, National Association: how it compares with its peers
Against 999 U.S. banks with half to twice its assets, Wilmington Trust, National Association's strongest measure in Q2 2026 is net interest margin (8.03% vs. a 3.85% peer median). Its weakest relative measure is assets per employee ($838K vs. $7.3M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.78% | 1.26% | Top third Ahead of 78% of peers |
| Net interest margin Annualized net interest income over earning assets. | 8.03% | 3.85% | Top third Ahead of 99% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 95.42% | 61.38% | Bottom third Ahead of 3% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $838K | $7.3M | Bottom third Ahead of 1% of peers |
| Loans to deposits Net loans and leases over total deposits. | 474.17% | 83.14% | Context |
What it means for lending operations
Its efficiency ratio of 95.42% is above the 61.38% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Westbury Bank Waukesha, WI · $772M
- First Central State Bank Dewitt, IA · $772M
- MidSouth Bank Dothan, AL · $771M
- CFSBANK Charleroi, PA · $773M
- Itasca Bank & Trust Co. Itasca, IL · $771M
- The Peoples Bank, Biloxi, Mississippi Biloxi, MS · $771M
Questions about Wilmington Trust, National Association
How big is Wilmington Trust, National Association?
Wilmington Trust, National Association, established in 1995, is headquartered in Wilmington, DE. It reported $772M in total assets in its Q2 2026 FDIC call report and operates 41 offices.
What is Wilmington Trust, National Association's return on assets?
1.78% annualized in Q2 2026, against a 1.26% median for 999 U.S. banks with half to twice its assets, ahead of 78% of them.
What is Wilmington Trust, National Association's efficiency ratio?
95.42% in Q2 2026: it spent about 95 cents in noninterest expense for each dollar of revenue. The peer median is 61.38%, and lower is better.
Is Wilmington Trust, National Association growing its loans?
Net loans shrank 20.7% over the year to Q2 2026, while deposits shrank 8.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Delaware bank ranked.