EverTrust Bank: how it compares with its peers
Against 37 CA banks with half to twice its assets, EverTrust Bank's strongest measure in Q2 2026 is efficiency ratio (56.34% vs. a 61.26% peer median). Its weakest relative measure is net interest margin (3.50% vs. 3.80%).
| Measure | EverTrust Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.01% | 1.10% | Middle third Ahead of 41% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.50% | 3.80% | Bottom third Ahead of 24% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 56.34% | 61.26% | Top third Ahead of 70% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $10.7M | $9.8M | Middle third Ahead of 59% of peers |
| Loans to deposits Net loans and leases over total deposits. | 95.21% | 89.41% | Context |
What it means for lending operations
Its efficiency ratio of 56.34% is better than the 61.26% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- First General Bank Rowland Heights, CA · $1.17B
- Commerce West Bank Irvine, CA · $1.20B
- Pacific Coast Bankers' Bank Walnut Creek, CA · $1.21B
- Provident Savings Bank, F.S.B. Riverside, CA · $1.21B
- Bank of the Orient San Francisco, CA · $1.21B
- Golden State Bank Glendale, CA · $1.00B
Questions about EverTrust Bank
How big is EverTrust Bank?
EverTrust Bank, established in 1995, is headquartered in City Of Industry, CA. It reported $1.13B in total assets in its Q2 2026 FDIC call report and operates 8 offices.
What is EverTrust Bank's return on assets?
1.01% annualized in Q2 2026, against a 1.10% median for 37 CA banks with half to twice its assets, ahead of 41% of them.
What is EverTrust Bank's efficiency ratio?
56.34% in Q2 2026: it spent about 56 cents in noninterest expense for each dollar of revenue. The peer median is 61.26%, and lower is better.
Is EverTrust Bank growing its loans?
Net loans grew 2.5% over the year to Q2 2026, while deposits grew 15.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are CA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every California bank ranked.