Greeneville Federal Bank, FSB: how it compares with its peers
Against 40 TN banks with half to twice its assets, Greeneville Federal Bank, FSB's strongest measure in Q2 2026 is net interest margin (5.04% vs. a 4.00% peer median). Its weakest relative measure is efficiency ratio (66.29% vs. 66.86%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.24% | 0.91% | Top third Ahead of 73% of peers |
| Net interest margin Annualized net interest income over earning assets. | 5.04% | 4.00% | Top third Ahead of 93% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 66.29% | 66.86% | Middle third Ahead of 53% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.6M | $6.0M | Middle third Ahead of 57% of peers |
| Loans to deposits Net loans and leases over total deposits. | 104.02% | 80.59% | Context |
What it means for lending operations
Its efficiency ratio of 66.29% is better than the 66.86% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Harpeth Bank & Trust Franklin, TN · $198M
- Foundation Bank Mc Kenzie, TN · $218M
- First Peoples Bank of Tennessee Jefferson City, TN · $220M
- Citizens Savings Bank and Trust Company Nashville, TN · $188M
- Heritage Community Bank Greeneville, TN · $184M
- Security Bank Newbern, TN · $224M
Questions about Greeneville Federal Bank, FSB
How big is Greeneville Federal Bank, FSB?
Greeneville Federal Bank, FSB, established in 1960, is headquartered in Greeneville, TN. It reported $204M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is Greeneville Federal Bank, FSB's return on assets?
1.24% annualized in Q2 2026, against a 0.91% median for 40 TN banks with half to twice its assets, ahead of 73% of them.
What is Greeneville Federal Bank, FSB's efficiency ratio?
66.29% in Q2 2026: it spent about 66 cents in noninterest expense for each dollar of revenue. The peer median is 66.86%, and lower is better.
Is Greeneville Federal Bank, FSB growing its loans?
Net loans grew 7.2% over the year to Q2 2026, while deposits grew 8.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are TN banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Tennessee bank ranked.