Crossbridge Community Bank: how it compares with its peers
Against 65 WI banks with half to twice its assets, Crossbridge Community Bank's strongest measure in Q2 2026 is net interest margin (4.51% vs. a 3.90% peer median). Its weakest relative measure is assets per employee ($5.7M vs. $7.0M).
| Measure | Crossbridge Community Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.27% | 1.26% | Middle third Ahead of 51% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.51% | 3.90% | Top third Ahead of 91% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 65.72% | 61.89% | Middle third Ahead of 37% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.7M | $7.0M | Bottom third Ahead of 20% of peers |
| Loans to deposits Net loans and leases over total deposits. | 96.37% | 83.25% | Context |
What it means for lending operations
Its efficiency ratio of 65.72% is above the 61.89% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Bank of Milton Milton, WI · $221M
- The Portage County Bank Almond, WI · $210M
- Paper City Savings Bank, S.A. Wisconsin Rapids, WI · $208M
- Community Bank of Cameron Cameron, WI · $227M
- Badger Bank Fort Atkinson, WI · $206M
- Great North Bank Florence, WI · $233M
Questions about Crossbridge Community Bank
How big is Crossbridge Community Bank?
Crossbridge Community Bank, established in 1920, is headquartered in Tomahawk, WI. It reported $217M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Crossbridge Community Bank's return on assets?
1.27% annualized in Q2 2026, against a 1.26% median for 65 WI banks with half to twice its assets, ahead of 51% of them.
What is Crossbridge Community Bank's efficiency ratio?
65.72% in Q2 2026: it spent about 66 cents in noninterest expense for each dollar of revenue. The peer median is 61.89%, and lower is better.
Is Crossbridge Community Bank growing its loans?
Net loans grew 5.0% over the year to Q2 2026, while deposits shrank 1.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are WI banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Wisconsin bank ranked.