First Savings Bank of Hegewisch: how it compares with its peers
Against 82 IL banks with half to twice its assets, First Savings Bank of Hegewisch's strongest measure in Q2 2026 is assets per employee ($8.2M vs. a $7.6M peer median). Its weakest relative measure is net interest margin (1.84% vs. 3.69%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.15% | 1.14% | Bottom third Ahead of 7% of peers |
| Net interest margin Annualized net interest income over earning assets. | 1.84% | 3.69% | Bottom third Ahead of 0% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 90.80% | 62.58% | Bottom third Ahead of 6% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.2M | $7.6M | Middle third Ahead of 61% of peers |
| Loans to deposits Net loans and leases over total deposits. | 52.83% | 78.20% | Context |
What it means for lending operations
Its efficiency ratio of 90.80% is above the 62.58% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Sauk Valley Bank & Trust Company Sterling, IL · $791M
- Home State Bank, National Association Crystal Lake, IL · $776M
- Itasca Bank & Trust Co. Itasca, IL · $771M
- CIBM Bank Champaign, IL · $820M
- The Peoples State Bank of Newton, Illinois Newton, IL · $737M
- Midwest Bank Monmouth, IL · $736M
Questions about First Savings Bank of Hegewisch
How big is First Savings Bank of Hegewisch?
First Savings Bank of Hegewisch, established in 1914, is headquartered in Chicago, IL. It reported $787M in total assets in its Q2 2026 FDIC call report and operates 14 offices.
What is First Savings Bank of Hegewisch's return on assets?
0.15% annualized in Q2 2026, against a 1.14% median for 82 IL banks with half to twice its assets, ahead of 7% of them.
What is First Savings Bank of Hegewisch's efficiency ratio?
90.80% in Q2 2026: it spent about 91 cents in noninterest expense for each dollar of revenue. The peer median is 62.58%, and lower is better.
Is First Savings Bank of Hegewisch growing its loans?
Net loans shrank 4.1% over the year to Q2 2026, while deposits shrank 2.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.