Lawrenceburg Federal Bank: how it compares with its peers
Against 17 TN banks with half to twice its assets, Lawrenceburg Federal Bank's strongest measure in Q2 2026 is assets per employee ($7.3M vs. a $6.1M peer median). Its weakest relative measure is net interest margin (3.68% vs. 4.05%).
| Measure | Lawrenceburg Federal Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.73% | 0.89% | Middle third Ahead of 35% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.68% | 4.05% | Bottom third Ahead of 29% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 68.15% | 69.18% | Middle third Ahead of 53% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.3M | $6.1M | Top third Ahead of 76% of peers |
| Loans to deposits Net loans and leases over total deposits. | 106.64% | 74.84% | Context |
What it means for lending operations
Its efficiency ratio of 68.15% is better than the 69.18% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Farmers Bank Parsons, TN · $95M
- Union Bank & Trust Company Livingston, TN · $98M
- The Bank of Milan Milan, TN · $101M
- Highland Federal Savings and Loan Association Crossville, TN · $79M
- The Peoples Bank Sardis, TN · $113M
- The Lauderdale County Bank Halls, TN · $68M
Questions about Lawrenceburg Federal Bank
How big is Lawrenceburg Federal Bank?
Lawrenceburg Federal Bank, established in 1934, is headquartered in Lawrenceburg, TN. It reported $95M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Lawrenceburg Federal Bank's return on assets?
0.73% annualized in Q2 2026, against a 0.89% median for 17 TN banks with half to twice its assets, ahead of 35% of them.
What is Lawrenceburg Federal Bank's efficiency ratio?
68.15% in Q2 2026: it spent about 68 cents in noninterest expense for each dollar of revenue. The peer median is 69.18%, and lower is better.
Is Lawrenceburg Federal Bank growing its loans?
Net loans grew 4.8% over the year to Q2 2026, while deposits grew 9.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are TN banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Tennessee bank ranked.