Argentine Federal Savings: how it compares with its peers
Against 57 KS banks with half to twice its assets, Argentine Federal Savings's strongest measure in Q2 2026 is assets per employee ($7.0M vs. a $7.1M peer median). Its weakest relative measure is net interest margin (2.55% vs. 3.94%).
| Measure | Argentine Federal Savings | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.15% | 1.32% | Bottom third Ahead of 2% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.55% | 3.94% | Bottom third Ahead of 0% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 90.04% | 61.13% | Bottom third Ahead of 2% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.0M | $7.1M | Middle third Ahead of 49% of peers |
| Loans to deposits Net loans and leases over total deposits. | 84.99% | 67.99% | Context |
What it means for lending operations
Its efficiency ratio of 90.04% is above the 61.13% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Bank of Holyrood Holyrood, KS · $70M
- Union State Bank Uniontown, KS · $74M
- Farmers and Merchants Bank of Mound City, Kansas Mound City, KS · $65M
- The First National Bank of Spearville Spearville, KS · $62M
- First National Bank in Frankfort Frankfort, KS · $62M
- Elevate Bank, National Association Sedan, KS · $61M
Questions about Argentine Federal Savings
How big is Argentine Federal Savings?
Argentine Federal Savings, established in 1906, is headquartered in Kansas City, KS. It reported $70M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Argentine Federal Savings's return on assets?
0.15% annualized in Q2 2026, against a 1.32% median for 57 KS banks with half to twice its assets, ahead of 2% of them.
What is Argentine Federal Savings's efficiency ratio?
90.04% in Q2 2026: it spent about 90 cents in noninterest expense for each dollar of revenue. The peer median is 61.13%, and lower is better.
Is Argentine Federal Savings growing its loans?
Net loans grew 7.1% over the year to Q2 2026, while deposits grew 4.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are KS banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Kansas bank ranked.