First Robinson Savings Bank, National Association: how it compares with its peers
Against 115 IL banks with half to twice its assets, First Robinson Savings Bank, National Association's strongest measure in Q2 2026 is efficiency ratio (56.83% vs. a 62.75% peer median). Its weakest relative measure is assets per employee ($6.0M vs. $7.3M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.31% | 1.15% | Middle third Ahead of 60% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.77% | 3.66% | Middle third Ahead of 61% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 56.83% | 62.75% | Top third Ahead of 67% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.0M | $7.3M | Bottom third Ahead of 30% of peers |
| Loans to deposits Net loans and leases over total deposits. | 81.39% | 77.88% | Context |
What it means for lending operations
Its efficiency ratio of 56.83% is better than the 62.75% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- First State Bank and Trust Monticello, IL · $510M
- Grundy Bank Morris, IL · $505M
- Petefish, Skiles & Co. Virginia, IL · $502M
- Germantown Trust & Savings Bank Breese, IL · $524M
- The FNB Community Bank Vandalia, IL · $499M
- Casey State Bank Casey, IL · $497M
Questions about First Robinson Savings Bank, National Association
How big is First Robinson Savings Bank, National Association?
First Robinson Savings Bank, National Association, established in 1884, is headquartered in Robinson, IL. It reported $512M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is First Robinson Savings Bank, National Association's return on assets?
1.31% annualized in Q2 2026, against a 1.15% median for 115 IL banks with half to twice its assets, ahead of 60% of them.
What is First Robinson Savings Bank, National Association's efficiency ratio?
56.83% in Q2 2026: it spent about 57 cents in noninterest expense for each dollar of revenue. The peer median is 62.75%, and lower is better.
Is First Robinson Savings Bank, National Association growing its loans?
Net loans grew 21.5% over the year to Q2 2026, while deposits grew 6.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.