Community Neighbor Bank: how it compares with its peers
Against 45 AL banks with half to twice its assets, Community Neighbor Bank's strongest measure in Q2 2026 is return on assets (1.39% vs. a 1.07% peer median). Its weakest relative measure is assets per employee ($5.5M vs. $5.3M).
| Measure | Community Neighbor Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.39% | 1.07% | Top third Ahead of 82% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.61% | 3.92% | Top third Ahead of 73% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 60.24% | 69.22% | Top third Ahead of 82% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.5M | $5.3M | Middle third Ahead of 53% of peers |
| Loans to deposits Net loans and leases over total deposits. | 58.91% | 63.44% | Context |
What it means for lending operations
Its efficiency ratio of 60.24% is better than the 69.22% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- PeoplesTrust Bank Hamilton, AL · $201M
- Millennial Bank Leeds, AL · $201M
- First Federal Bank, A FSB Tuscaloosa, AL · $183M
- First Cahawba Bank Selma, AL · $206M
- North Alabama Bank Hazel Green, AL · $179M
- Union State Bank Pell City, AL · $212M
Questions about Community Neighbor Bank
How big is Community Neighbor Bank?
Community Neighbor Bank, established in 1906, is headquartered in Camden, AL. It reported $193M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is Community Neighbor Bank's return on assets?
1.39% annualized in Q2 2026, against a 1.07% median for 45 AL banks with half to twice its assets, ahead of 82% of them.
What is Community Neighbor Bank's efficiency ratio?
60.24% in Q2 2026: it spent about 60 cents in noninterest expense for each dollar of revenue. The peer median is 69.22%, and lower is better.
Is Community Neighbor Bank growing its loans?
Net loans grew 8.5% over the year to Q2 2026, while deposits grew 11.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are AL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Alabama bank ranked.