Bankers' Bank of Kansas: how it compares with its peers
Against 82 KS banks with half to twice its assets, Bankers' Bank of Kansas's strongest measure in Q2 2026 is net interest margin (4.85% vs. a 3.95% peer median). Its weakest relative measure is efficiency ratio (78.78% vs. 58.22%).
| Measure | Bankers' Bank of Kansas | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.75% | 1.49% | Bottom third Ahead of 5% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.85% | 3.95% | Top third Ahead of 95% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 78.78% | 58.22% | Bottom third Ahead of 2% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.2M | $6.9M | Bottom third Ahead of 11% of peers |
| Loans to deposits Net loans and leases over total deposits. | 130.40% | 76.80% | Context |
What it means for lending operations
Its efficiency ratio of 78.78% is above the 58.22% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- The Farmers State Bank of Westmoreland Westmoreland, KS · $258M
- Patriots Bank Garnett, KS · $269M
- FirstOak Bank Independence, KS · $241M
- FNB Bank Goodland, KS · $270M
- Citizens State Bank and Trust Co., Ellsworth, Kansas Ellsworth, KS · $276M
- Andover State Bank Andover, KS · $232M
Questions about Bankers' Bank of Kansas
How big is Bankers' Bank of Kansas?
Bankers' Bank of Kansas, established in 1988, is headquartered in Wichita, KS. It reported $256M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Bankers' Bank of Kansas's return on assets?
0.75% annualized in Q2 2026, against a 1.49% median for 82 KS banks with half to twice its assets, ahead of 5% of them.
What is Bankers' Bank of Kansas's efficiency ratio?
78.78% in Q2 2026: it spent about 79 cents in noninterest expense for each dollar of revenue. The peer median is 58.22%, and lower is better.
Is Bankers' Bank of Kansas growing its loans?
Net loans grew 22.8% over the year to Q2 2026, while deposits grew 14.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are KS banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Kansas bank ranked.