StonehamBank, A Co-operative Bank: how it compares with its peers
Against 42 MA banks with half to twice its assets, StonehamBank, A Co-operative Bank's strongest measure in Q2 2026 is assets per employee ($11.9M vs. a $9.1M peer median). Its weakest relative measure is return on assets (0.51% vs. 0.59%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.51% | 0.59% | Middle third Ahead of 38% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.00% | 3.05% | Middle third Ahead of 45% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 75.73% | 76.61% | Middle third Ahead of 52% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $11.9M | $9.1M | Top third Ahead of 79% of peers |
| Loans to deposits Net loans and leases over total deposits. | 92.03% | 94.18% | Context |
What it means for lending operations
Its efficiency ratio of 75.73% is better than the 76.61% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Greenfield Co-operative Bank Greenfield, MA · $902M
- Mechanics Cooperative Bank Taunton, MA · $899M
- The Savings Bank Wakefield, MA · $891M
- Winchester Co-operative Bank Winchester, MA · $947M
- Coastal Heritage Bank Weymouth, MA · $984M
- Adams Community Bank Adams, MA · $1.01B
Questions about StonehamBank, A Co-operative Bank
How big is StonehamBank, A Co-operative Bank?
StonehamBank, A Co-operative Bank, established in 1887, is headquartered in Stoneham, MA. It reported $918M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is StonehamBank, A Co-operative Bank's return on assets?
0.51% annualized in Q2 2026, against a 0.59% median for 42 MA banks with half to twice its assets, ahead of 38% of them.
What is StonehamBank, A Co-operative Bank's efficiency ratio?
75.73% in Q2 2026: it spent about 76 cents in noninterest expense for each dollar of revenue. The peer median is 76.61%, and lower is better.
Is StonehamBank, A Co-operative Bank growing its loans?
Net loans grew 4.8% over the year to Q2 2026, while deposits grew 8.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Massachusetts bank ranked.