Bank of Easton: how it compares with its peers
Against 18 MA banks with half to twice its assets, Bank of Easton's strongest measure in Q2 2026 is efficiency ratio (59.22% vs. a 83.44% peer median). Its weakest relative measure is net interest margin (2.21% vs. 3.02%).
| Measure | Bank of Easton | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.71% | 0.41% | Top third Ahead of 94% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.21% | 3.02% | Bottom third Ahead of 11% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 59.22% | 83.44% | Top third Ahead of 100% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $14.6M | $7.4M | Top third Ahead of 100% of peers |
| Loans to deposits Net loans and leases over total deposits. | 55.22% | 90.35% | Context |
What it means for lending operations
Its efficiency ratio of 59.22% is better than the 83.44% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Marblehead Bank Marblehead, MA · $263M
- Commonwealth Co-operative Bank Hyde Park, MA · $205M
- Washington Savings Bank Lowell, MA · $302M
- Wrentham Co-operative Bank Wrentham, MA · $193M
- 42 North Private Bank Canton, MA · $182M
- Charles River Bank Medway, MA · $336M
Questions about Bank of Easton
How big is Bank of Easton?
Bank of Easton, established in 1889, is headquartered in North Easton, MA. It reported $249M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is Bank of Easton's return on assets?
0.71% annualized in Q2 2026, against a 0.41% median for 18 MA banks with half to twice its assets, ahead of 94% of them.
What is Bank of Easton's efficiency ratio?
59.22% in Q2 2026: it spent about 59 cents in noninterest expense for each dollar of revenue. The peer median is 83.44%, and lower is better.
Is Bank of Easton growing its loans?
Net loans grew 6.0% over the year to Q2 2026, while deposits grew 5.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Massachusetts bank ranked.