Denali State Bank: how it compares with its peers
Against 999 U.S. banks with half to twice its assets, Denali State Bank's strongest measure in Q2 2026 is net interest margin (5.31% vs. a 3.89% peer median). Its weakest relative measure is assets per employee ($6.9M vs. $6.9M).
| Measure | Denali State Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.47% | 1.28% | Middle third Ahead of 61% of peers |
| Net interest margin Annualized net interest income over earning assets. | 5.31% | 3.89% | Top third Ahead of 97% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 60.48% | 61.48% | Middle third Ahead of 53% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.9M | $6.9M | Middle third Ahead of 49% of peers |
| Loans to deposits Net loans and leases over total deposits. | 80.26% | 81.17% | Context |
What it means for lending operations
Its efficiency ratio of 60.48% is better than the 61.48% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Iowa Trust & Savings Bank Emmetsburg, IA · $522M
- Woodford State Bank Monroe, WI · $523M
- Equitable Bank Grand Island, NE · $524M
- The Shelby County State Bank Harlan, IA · $524M
- Germantown Trust & Savings Bank Breese, IL · $524M
- Coulee Bank La Crosse, WI · $524M
Questions about Denali State Bank
How big is Denali State Bank?
Denali State Bank, established in 1986, is headquartered in Fairbanks, AK. It reported $523M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is Denali State Bank's return on assets?
1.47% annualized in Q2 2026, against a 1.28% median for 999 U.S. banks with half to twice its assets, ahead of 61% of them.
What is Denali State Bank's efficiency ratio?
60.48% in Q2 2026: it spent about 60 cents in noninterest expense for each dollar of revenue. The peer median is 61.48%, and lower is better.
Is Denali State Bank growing its loans?
Net loans grew 1.6% over the year to Q2 2026, while deposits shrank 1.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Alaska bank ranked.