Everett Co-operative Bank: how it compares with its peers
Against 42 MA banks with half to twice its assets, Everett Co-operative Bank's strongest measure in Q2 2026 is assets per employee ($24.9M vs. a $10.2M peer median). Its weakest relative measure is net interest margin (2.47% vs. 3.08%).
| Measure | Everett Co-operative Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.77% | 0.65% | Middle third Ahead of 64% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.47% | 3.08% | Bottom third Ahead of 5% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 56.47% | 72.32% | Top third Ahead of 95% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $24.9M | $10.2M | Top third Ahead of 100% of peers |
| Loans to deposits Net loans and leases over total deposits. | 115.77% | 94.05% | Context |
What it means for lending operations
Its efficiency ratio of 56.47% is better than the 72.32% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Cape & Coast Bank Yarmouth Port, MA · $1.68B
- Main Street Bank Marlborough, MA · $1.67B
- East Cambridge Savings Bank Cambridge, MA · $1.66B
- Bluestone Bank Raynham, MA · $1.62B
- Newburyport Five Cents Savings Bank Newburyport, MA · $1.57B
Questions about Everett Co-operative Bank
How big is Everett Co-operative Bank?
Everett Co-operative Bank, established in 1890, is headquartered in Everett, MA. It reported $1.67B in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is Everett Co-operative Bank's return on assets?
0.77% annualized in Q2 2026, against a 0.65% median for 42 MA banks with half to twice its assets, ahead of 64% of them.
What is Everett Co-operative Bank's efficiency ratio?
56.47% in Q2 2026: it spent about 56 cents in noninterest expense for each dollar of revenue. The peer median is 72.32%, and lower is better.
Is Everett Co-operative Bank growing its loans?
Net loans grew 8.6% over the year to Q2 2026, while deposits grew 11.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Massachusetts bank ranked.