First Eagle Bank: how it compares with its peers
Against 97 IL banks with half to twice its assets, First Eagle Bank's strongest measure in Q2 2026 is return on assets (2.26% vs. a 1.19% peer median). Its weakest relative measure is net interest margin (4.36% vs. 3.68%).
| Measure | First Eagle Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.26% | 1.19% | Top third Ahead of 97% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.36% | 3.68% | Top third Ahead of 90% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 40.39% | 61.74% | Top third Ahead of 97% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $14.4M | $7.4M | Top third Ahead of 96% of peers |
| Loans to deposits Net loans and leases over total deposits. | 96.66% | 77.90% | Context |
What it means for lending operations
Its efficiency ratio of 40.39% is better than the 61.74% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Stillman BancCorp N.A. Stillman Valley, IL · $646M
- Legence Bank Eldorado, IL · $643M
- Peoples Bank & Trust Pana, IL · $657M
- Bank & Trust Company Litchfield, IL · $641M
- TrustBank Olney, IL · $640M
- Apple River State Bank Apple River, IL · $675M
Questions about First Eagle Bank
How big is First Eagle Bank?
First Eagle Bank, established in 1985, is headquartered in Chicago, IL. It reported $650M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is First Eagle Bank's return on assets?
2.26% annualized in Q2 2026, against a 1.19% median for 97 IL banks with half to twice its assets, ahead of 97% of them.
What is First Eagle Bank's efficiency ratio?
40.39% in Q2 2026: it spent about 40 cents in noninterest expense for each dollar of revenue. The peer median is 61.74%, and lower is better.
Is First Eagle Bank growing its loans?
Net loans grew 12.2% over the year to Q2 2026, while deposits grew 7.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.