The Bank of the West: how it compares with its peers
Against 64 OK banks with half to twice its assets, The Bank of the West's strongest measure in Q2 2026 is return on assets (2.05% vs. a 1.54% peer median). Its weakest relative measure is assets per employee ($6.6M vs. $6.2M).
| Measure | The Bank of the West | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.05% | 1.54% | Top third Ahead of 73% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.69% | 4.26% | Top third Ahead of 69% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 56.15% | 58.94% | Middle third Ahead of 61% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.6M | $6.2M | Middle third Ahead of 58% of peers |
| Loans to deposits Net loans and leases over total deposits. | 77.46% | 75.02% | Context |
What it means for lending operations
Its efficiency ratio of 56.15% is better than the 58.94% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The First National Bank and Trust Company of Miami Miami, OK · $191M
- The Farmers State Bank Quinton, OK · $194M
- First Enterprise Bank Oklahoma City, OK · $190M
- THE SEILING STATE BANK Seiling, OK · $195M
- The Bank of Beaver City Beaver, OK · $189M
- Oklahoma Capital Bank Tulsa, OK · $196M
Questions about The Bank of the West
How big is The Bank of the West?
The Bank of the West, established in 1984, is headquartered in Thomas, OK. It reported $192M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is The Bank of the West's return on assets?
2.05% annualized in Q2 2026, against a 1.54% median for 64 OK banks with half to twice its assets, ahead of 73% of them.
What is The Bank of the West's efficiency ratio?
56.15% in Q2 2026: it spent about 56 cents in noninterest expense for each dollar of revenue. The peer median is 58.94%, and lower is better.
Is The Bank of the West growing its loans?
Net loans grew 1.1% over the year to Q2 2026, while deposits grew 10.7%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are OK banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Oklahoma bank ranked.