Meade County Bank: how it compares with its peers
Against 55 KY banks with half to twice its assets, Meade County Bank's strongest measure in Q2 2026 is assets per employee ($9.4M vs. a $6.0M peer median). Its weakest relative measure is net interest margin (3.48% vs. 3.93%).
| Measure | Meade County Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.15% | 1.35% | Bottom third Ahead of 33% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.48% | 3.93% | Bottom third Ahead of 22% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 57.16% | 58.31% | Middle third Ahead of 55% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.4M | $6.0M | Top third Ahead of 91% of peers |
| Loans to deposits Net loans and leases over total deposits. | 100.54% | 83.53% | Context |
What it means for lending operations
Its efficiency ratio of 57.16% is better than the 58.31% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- United Cumberland Bank Whitley City, KY · $460M
- The Lincoln National Bank of Hodgenville Hodgenville, KY · $454M
- Pbt Bancorp Hazard, KY · $473M
- The First National Bank of Russell Springs Russell Springs, KY · $475M
- Morgantown Bank & Trust Company, Incorporated Morgantown, KY · $440M
- Town & Country Bank and Trust Company Bardstown, KY · $434M
Questions about Meade County Bank
How big is Meade County Bank?
Meade County Bank, established in 1984, is headquartered in Brandenburg, KY. It reported $458M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is Meade County Bank's return on assets?
1.15% annualized in Q2 2026, against a 1.35% median for 55 KY banks with half to twice its assets, ahead of 33% of them.
What is Meade County Bank's efficiency ratio?
57.16% in Q2 2026: it spent about 57 cents in noninterest expense for each dollar of revenue. The peer median is 58.31%, and lower is better.
Is Meade County Bank growing its loans?
Net loans grew 8.2% over the year to Q2 2026, while deposits grew 6.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are KY banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Kentucky bank ranked.