BNY Mellon Trust of Delaware: how it compares with its peers
Against 999 U.S. banks with half to twice its assets, BNY Mellon Trust of Delaware's strongest measure in Q2 2026 is return on assets (5.82% vs. a 1.29% peer median). Its weakest relative measure is net interest margin (3.40% vs. 3.97%).
| Measure | BNY Mellon Trust of Delaware | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 5.82% | 1.29% | Top third Ahead of 100% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.40% | 3.97% | Bottom third Ahead of 22% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 22.80% | 62.00% | Top third Ahead of 100% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $15.9M | $6.6M | Top third Ahead of 99% of peers |
| Loans to deposits Net loans and leases over total deposits. | 4.35% | 77.52% | Context |
What it means for lending operations
Its efficiency ratio of 22.80% is better than the 62.00% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Questions about BNY Mellon Trust of Delaware
How big is BNY Mellon Trust of Delaware?
BNY Mellon Trust of Delaware, established in 1983, is headquartered in Wilmington, DE. It reported $255M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is BNY Mellon Trust of Delaware's return on assets?
5.82% annualized in Q2 2026, against a 1.29% median for 999 U.S. banks with half to twice its assets, ahead of 100% of them.
What is BNY Mellon Trust of Delaware's efficiency ratio?
22.80% in Q2 2026: it spent about 23 cents in noninterest expense for each dollar of revenue. The peer median is 62.00%, and lower is better.
Is BNY Mellon Trust of Delaware growing its loans?
Net loans shrank 12.9% over the year to Q2 2026, while deposits shrank 35.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Delaware bank ranked.