Hanmi Bank: how it compares with its peers
Against 21 CA banks with half to twice its assets, Hanmi Bank's strongest measure in Q2 2026 is assets per employee ($13.1M vs. a $13.4M peer median). Its weakest relative measure is efficiency ratio (51.12% vs. 46.95%).
| Measure | Hanmi Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.28% | 1.34% | Middle third Ahead of 43% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.44% | 3.72% | Middle third Ahead of 43% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 51.12% | 46.95% | Middle third Ahead of 38% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $13.1M | $13.4M | Middle third Ahead of 47% of peers |
| Loans to deposits Net loans and leases over total deposits. | 93.08% | 81.62% | Context |
What it means for lending operations
Its efficiency ratio of 51.12% is above the 46.95% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Preferred Bank Los Angeles, CA · $7.73B
- Poppy Bank Santa Rosa, CA · $8.32B
- Mizrahi Tefahot Bank, Ltd. Los Angeles, CA · $7.39B
- First American Trust, FSB Santa Ana, CA · $9.23B
- SMBC MANUBANK Los Angeles, CA · $6.60B
- River City Bank Sacramento, CA · $6.04B
Questions about Hanmi Bank
How big is Hanmi Bank?
Hanmi Bank, established in 1982, is headquartered in Los Angeles, CA. It reported $7.95B in total assets in its Q2 2026 FDIC call report and operates 34 offices.
What is Hanmi Bank's return on assets?
1.28% annualized in Q2 2026, against a 1.34% median for 21 CA banks with half to twice its assets, ahead of 43% of them.
What is Hanmi Bank's efficiency ratio?
51.12% in Q2 2026: it spent about 51 cents in noninterest expense for each dollar of revenue. The peer median is 46.95%, and lower is better.
Is Hanmi Bank growing its loans?
Net loans grew 3.1% over the year to Q2 2026, while deposits grew 3.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are CA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every California bank ranked.