The Bank of New York Mellon Trust Company, National Association: how it compares with its peers
Against 36 CA banks with half to twice its assets, The Bank of New York Mellon Trust Company, National Association's strongest measure in Q2 2026 is return on assets (15.27% vs. a 1.09% peer median). Its weakest relative measure is assets per employee ($2.3M vs. $10.0M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 15.27% | 1.09% | Top third Ahead of 100% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.04% | 3.86% | Middle third Ahead of 61% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 40.43% | 59.45% | Top third Ahead of 89% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $2.3M | $10.0M | Bottom third Ahead of 0% of peers |
| Loans to deposits Net loans and leases over total deposits. | 0.00% | 89.73% | Context |
What it means for lending operations
Its efficiency ratio of 40.43% is better than the 59.45% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- State Bank of India (California) Los Angeles, CA · $1.38B
- American Riviera Bank Santa Barbara, CA · $1.44B
- Malaga Bank F.S.B. Palos Verdes Peninsula, CA · $1.45B
- Savings Bank of Mendocino County Ukiah, CA · $1.28B
- Bank of the Orient San Francisco, CA · $1.21B
- Provident Savings Bank, F.S.B. Riverside, CA · $1.21B
Questions about The Bank of New York Mellon Trust Company, National Association
How big is The Bank of New York Mellon Trust Company, National Association?
The Bank of New York Mellon Trust Company, National Association, established in 1981, is headquartered in Los Angeles, CA. It reported $1.37B in total assets in its Q2 2026 FDIC call report and operates 10 offices.
What is The Bank of New York Mellon Trust Company, National Association's return on assets?
15.27% annualized in Q2 2026, against a 1.09% median for 36 CA banks with half to twice its assets, ahead of 100% of them.
What is The Bank of New York Mellon Trust Company, National Association's efficiency ratio?
40.43% in Q2 2026: it spent about 40 cents in noninterest expense for each dollar of revenue. The peer median is 59.45%, and lower is better.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are CA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every California bank ranked.