Bankers' Bank of the West: how it compares with its peers
Against 33 CO banks with half to twice its assets, Bankers' Bank of the West's strongest measure in Q2 2026 is assets per employee ($8.2M vs. a $7.6M peer median). Its weakest relative measure is efficiency ratio (83.30% vs. 64.78%).
| Measure | Bankers' Bank of the West | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.81% | 1.29% | Bottom third Ahead of 18% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.67% | 4.27% | Bottom third Ahead of 21% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 83.30% | 64.78% | Bottom third Ahead of 3% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.2M | $7.6M | Middle third Ahead of 64% of peers |
| Loans to deposits Net loans and leases over total deposits. | 132.81% | 81.97% | Context |
What it means for lending operations
Its efficiency ratio of 83.30% is above the 64.78% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Frontier Bank Lamar, CO · $436M
- Farmers State Bank of Calhan Calhan, CO · $416M
- The Dolores State Bank Dolores, CO · $456M
- Integrity Bank & Trust Monument, CO · $460M
- San Luis Valley Federal Bank Alamosa, CO · $390M
- First FarmBank Greeley, CO · $384M
Questions about Bankers' Bank of the West
How big is Bankers' Bank of the West?
Bankers' Bank of the West, established in 1980, is headquartered in Denver, CO. It reported $434M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Bankers' Bank of the West's return on assets?
0.81% annualized in Q2 2026, against a 1.29% median for 33 CO banks with half to twice its assets, ahead of 18% of them.
What is Bankers' Bank of the West's efficiency ratio?
83.30% in Q2 2026: it spent about 83 cents in noninterest expense for each dollar of revenue. The peer median is 64.78%, and lower is better.
Is Bankers' Bank of the West growing its loans?
Net loans grew 0.4% over the year to Q2 2026, while deposits shrank 7.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are CO banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Colorado bank ranked.