Brighton Bank: how it compares with its peers
Against 999 U.S. banks with half to twice its assets, Brighton Bank's strongest measure in Q2 2026 is net interest margin (4.82% vs. a 3.94% peer median). Its weakest relative measure is efficiency ratio (62.06% vs. 62.00%).
| Measure | Brighton Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.86% | 1.29% | Top third Ahead of 83% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.82% | 3.94% | Top third Ahead of 89% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 62.06% | 62.00% | Middle third Ahead of 50% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.7M | $6.7M | Middle third Ahead of 50% of peers |
| Loans to deposits Net loans and leases over total deposits. | 76.24% | 79.29% | Context |
What it means for lending operations
Its efficiency ratio of 62.06% is better than the 62.00% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- KCB Bank Lakin, KS · $322M
- Forest Park National Bank and Trust Company Forest Park, IL · $322M
- Huron Community Bank East Tawas, MI · $323M
- People's Bank and Trust Company of Pickett County Byrdstown, TN · $319M
- 1NB Bank Carlyle, IL · $319M
- American Bank and Trust Company Tulsa, OK · $324M
Questions about Brighton Bank
How big is Brighton Bank?
Brighton Bank, established in 1978, is headquartered in Salt Lake City, UT. It reported $322M in total assets in its Q2 2026 FDIC call report and operates 6 offices.
What is Brighton Bank's return on assets?
1.86% annualized in Q2 2026, against a 1.29% median for 999 U.S. banks with half to twice its assets, ahead of 83% of them.
What is Brighton Bank's efficiency ratio?
62.06% in Q2 2026: it spent about 62 cents in noninterest expense for each dollar of revenue. The peer median is 62.00%, and lower is better.
Is Brighton Bank growing its loans?
Net loans shrank 3.8% over the year to Q2 2026, while deposits shrank 0.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Utah bank ranked.