Stryv Bank: how it compares with its peers
Against 83 KS banks with half to twice its assets, Stryv Bank's strongest measure in Q2 2026 is assets per employee ($9.5M vs. a $6.8M peer median). Its weakest relative measure is efficiency ratio (67.21% vs. 58.27%).
| Measure | Stryv Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.09% | 1.53% | Bottom third Ahead of 18% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.19% | 3.97% | Middle third Ahead of 61% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 67.21% | 58.27% | Bottom third Ahead of 16% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.5M | $6.8M | Top third Ahead of 83% of peers |
| Loans to deposits Net loans and leases over total deposits. | 96.18% | 77.38% | Context |
What it means for lending operations
Its efficiency ratio of 67.21% is above the 58.27% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- The Citizens State Bank Gridley, KS · $336M
- Kaw Valley Bank Topeka, KS · $340M
- Heritage Bank Topeka, KS · $325M
- KCB Bank Lakin, KS · $322M
- First National Bank and Trust Phillipsburg, KS · $322M
- Goppert State Service Bank Garnett, KS · $345M
Questions about Stryv Bank
How big is Stryv Bank?
Stryv Bank, established in 1975, is headquartered in Wichita, KS. It reported $333M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is Stryv Bank's return on assets?
1.09% annualized in Q2 2026, against a 1.53% median for 83 KS banks with half to twice its assets, ahead of 18% of them.
What is Stryv Bank's efficiency ratio?
67.21% in Q2 2026: it spent about 67 cents in noninterest expense for each dollar of revenue. The peer median is 58.27%, and lower is better.
Is Stryv Bank growing its loans?
Net loans grew 28.3% over the year to Q2 2026, while deposits grew 30.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are KS banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Kansas bank ranked.