Quail Creek Bank: how it compares with its peers
Against 48 OK banks with half to twice its assets, Quail Creek Bank's strongest measure in Q2 2026 is assets per employee ($10.0M vs. a $6.7M peer median). Its weakest relative measure is net interest margin (4.17% vs. 4.17%).
| Measure | Quail Creek Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.72% | 1.33% | Top third Ahead of 75% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.17% | 4.17% | Middle third Ahead of 50% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 56.80% | 63.33% | Top third Ahead of 69% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $10.0M | $6.7M | Top third Ahead of 83% of peers |
| Loans to deposits Net loans and leases over total deposits. | 80.95% | 81.74% | Context |
What it means for lending operations
Its efficiency ratio of 56.80% is better than the 63.33% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- First Liberty Bank Oklahoma City, OK · $885M
- SpiritBank Tulsa, OK · $913M
- F&M Bank Edmond, OK · $915M
- Valliance Bank Oklahoma City, OK · $923M
- Security Bank Tulsa, OK · $939M
- Prism Bank Guthrie, OK · $721M
Questions about Quail Creek Bank
How big is Quail Creek Bank?
Quail Creek Bank, established in 1974, is headquartered in Oklahoma City, OK. It reported $831M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Quail Creek Bank's return on assets?
1.72% annualized in Q2 2026, against a 1.33% median for 48 OK banks with half to twice its assets, ahead of 75% of them.
What is Quail Creek Bank's efficiency ratio?
56.80% in Q2 2026: it spent about 57 cents in noninterest expense for each dollar of revenue. The peer median is 63.33%, and lower is better.
Is Quail Creek Bank growing its loans?
Net loans grew 2.4% over the year to Q2 2026, while deposits grew 5.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are OK banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Oklahoma bank ranked.