CBBC Bank: how it compares with its peers
Against 50 TN banks with half to twice its assets, CBBC Bank's strongest measure in Q2 2026 is assets per employee ($7.1M vs. a $6.5M peer median). Its weakest relative measure is net interest margin (3.72% vs. 4.00%).
| Measure | CBBC Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.16% | 1.07% | Middle third Ahead of 56% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.72% | 4.00% | Bottom third Ahead of 30% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 58.73% | 66.30% | Middle third Ahead of 64% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.1M | $6.5M | Top third Ahead of 68% of peers |
| Loans to deposits Net loans and leases over total deposits. | 66.08% | 84.25% | Context |
What it means for lending operations
Its efficiency ratio of 58.73% is better than the 66.30% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- TriStar Bank Dickson, TN · $563M
- Bank of Bartlett Bartlett, TN · $552M
- Southern Bank of Tennessee Mount Juliet, TN · $533M
- INSOUTH Bank Brownsville, TN · $592M
- Wayne County Bank Waynesboro, TN · $595M
- Andrew Johnson Bank Greeneville, TN · $612M
Questions about CBBC Bank
How big is CBBC Bank?
CBBC Bank, established in 1973, is headquartered in Maryville, TN. It reported $562M in total assets in its Q2 2026 FDIC call report and operates 7 offices.
What is CBBC Bank's return on assets?
1.16% annualized in Q2 2026, against a 1.07% median for 50 TN banks with half to twice its assets, ahead of 56% of them.
What is CBBC Bank's efficiency ratio?
58.73% in Q2 2026: it spent about 59 cents in noninterest expense for each dollar of revenue. The peer median is 66.30%, and lower is better.
Is CBBC Bank growing its loans?
Net loans grew 19.3% over the year to Q2 2026, while deposits grew 8.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are TN banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Tennessee bank ranked.