Bank of Estes Park: how it compares with its peers
Against 26 CO banks with half to twice its assets, Bank of Estes Park's strongest measure in Q2 2026 is net interest margin (4.37% vs. a 4.07% peer median). Its weakest relative measure is return on assets (0.75% vs. 1.04%).
| Measure | Bank of Estes Park | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.75% | 1.04% | Middle third Ahead of 38% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.37% | 4.07% | Middle third Ahead of 65% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 67.89% | 68.14% | Middle third Ahead of 50% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.4M | $7.0M | Middle third Ahead of 46% of peers |
| Loans to deposits Net loans and leases over total deposits. | 61.23% | 79.31% | Context |
What it means for lending operations
Its efficiency ratio of 67.89% is better than the 68.14% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Equitable Savings and Loan Association Sterling, CO · $168M
- Park State Bank & Trust Woodland Park, CO · $162M
- First National Bank, Cortez Cortez, CO · $157M
- Del Norte Bank Del Norte, CO · $155M
- Fowler State Bank Fowler, CO · $155M
- Verus Bank of Commerce Fort Collins, CO · $202M
Questions about Bank of Estes Park
How big is Bank of Estes Park?
Bank of Estes Park, established in 1965, is headquartered in Estes Park, CO. It reported $172M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is Bank of Estes Park's return on assets?
0.75% annualized in Q2 2026, against a 1.04% median for 26 CO banks with half to twice its assets, ahead of 38% of them.
What is Bank of Estes Park's efficiency ratio?
67.89% in Q2 2026: it spent about 68 cents in noninterest expense for each dollar of revenue. The peer median is 68.14%, and lower is better.
Is Bank of Estes Park growing its loans?
Net loans grew 0.4% over the year to Q2 2026, while deposits grew 11.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are CO banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Colorado bank ranked.