Farmers State Bank of Trimont: how it compares with its peers
Against 81 MN banks with half to twice its assets, Farmers State Bank of Trimont's strongest measure in Q2 2026 is efficiency ratio (53.38% vs. a 61.64% peer median). Its weakest relative measure is return on assets (-0.35% vs. 1.27%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | -0.35% | 1.27% | Bottom third Ahead of 0% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.69% | 4.07% | Bottom third Ahead of 30% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 53.38% | 61.64% | Top third Ahead of 79% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.6M | $7.2M | Middle third Ahead of 42% of peers |
| Loans to deposits Net loans and leases over total deposits. | 70.02% | 77.70% | Context |
What it means for lending operations
Its efficiency ratio of 53.38% is better than the 61.64% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Security State Bank of Kenyon Kenyon, MN · $72M
- Bonanza Valley State Bank Brooten, MN · $75M
- Elysian Bank Elysian, MN · $76M
- Randall State Bank Randall, MN · $76M
- State Bank of Chandler Chandler, MN · $69M
- Grand Timber Bank Mcgregor, MN · $65M
Questions about Farmers State Bank of Trimont
How big is Farmers State Bank of Trimont?
Farmers State Bank of Trimont, established in 1912, is headquartered in Trimont, MN. It reported $73M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Farmers State Bank of Trimont's return on assets?
-0.35% annualized in Q2 2026, against a 1.27% median for 81 MN banks with half to twice its assets, ahead of 0% of them.
What is Farmers State Bank of Trimont's efficiency ratio?
53.38% in Q2 2026: it spent about 53 cents in noninterest expense for each dollar of revenue. The peer median is 61.64%, and lower is better.
Is Farmers State Bank of Trimont growing its loans?
Net loans shrank 5.0% over the year to Q2 2026, while deposits shrank 0.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MN banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Minnesota bank ranked.