Old Glory Bank: how it compares with its peers
Against 64 OK banks with half to twice its assets, Old Glory Bank's strongest measure in Q2 2026 is net interest margin (3.99% vs. a 4.25% peer median). Its weakest relative measure is return on assets (-5.89% vs. 1.54%).
| Measure | Old Glory Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | -5.89% | 1.54% | Bottom third Ahead of 0% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.99% | 4.25% | Middle third Ahead of 36% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 210.24% | 60.92% | Bottom third Ahead of 0% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $3.3M | $6.4M | Bottom third Ahead of 8% of peers |
| Loans to deposits Net loans and leases over total deposits. | 8.50% | 76.11% | Context |
What it means for lending operations
Its efficiency ratio of 210.24% is above the 60.92% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Security State Bank Cheyenne, OK · $280M
- The First National Bank and Trust Company of Broken Arrow Broken Arrow, OK · $269M
- YNB Yukon, OK · $261M
- The First National Bank & Trust Elk City, OK · $294M
- McClain Bank Purcell, OK · $294M
- First Bank & Trust Company Perry, OK · $255M
Questions about Old Glory Bank
How big is Old Glory Bank?
Old Glory Bank, established in 1903, is headquartered in Elmore City, OK. It reported $277M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Old Glory Bank's return on assets?
-5.89% annualized in Q2 2026, against a 1.54% median for 64 OK banks with half to twice its assets, ahead of 0% of them.
What is Old Glory Bank's efficiency ratio?
210.24% in Q2 2026: it spent about 210 cents in noninterest expense for each dollar of revenue. The peer median is 60.92%, and lower is better.
Is Old Glory Bank growing its loans?
Net loans grew 39.5% over the year to Q2 2026, while deposits grew 21.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are OK banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Oklahoma bank ranked.