Newtek Bank, National Association: how it compares with its peers
Against 16 FL banks with half to twice its assets, Newtek Bank, National Association's strongest measure in Q2 2026 is return on assets (4.40% vs. a 1.29% peer median). Its weakest relative measure is assets per employee ($5.7M vs. $11.7M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 4.40% | 1.29% | Top third Ahead of 100% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.51% | 3.60% | Top third Ahead of 88% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 38.68% | 55.84% | Top third Ahead of 100% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.7M | $11.7M | Bottom third Ahead of 6% of peers |
| Loans to deposits Net loans and leases over total deposits. | 90.04% | 73.14% | Context |
What it means for lending operations
Its efficiency ratio of 38.68% is better than the 55.84% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Cogent Bank Orlando, FL · $2.45B
- Pibank, National Association Miami, FL · $2.37B
- Crews Bank & Trust Wauchula, FL · $2.33B
- Climate First Bank Saint Petersburg, FL · $1.94B
- U. S. Century Bank Doral, FL · $3.02B
Questions about Newtek Bank, National Association
How big is Newtek Bank, National Association?
Newtek Bank, National Association, established in 1963, is headquartered in Miami, FL. It reported $2.47B in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Newtek Bank, National Association's return on assets?
4.40% annualized in Q2 2026, against a 1.29% median for 16 FL banks with half to twice its assets, ahead of 100% of them.
What is Newtek Bank, National Association's efficiency ratio?
38.68% in Q2 2026: it spent about 39 cents in noninterest expense for each dollar of revenue. The peer median is 55.84%, and lower is better.
Is Newtek Bank, National Association growing its loans?
Net loans grew 87.2% over the year to Q2 2026, while deposits grew 91.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are FL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Florida bank ranked.