The Bank of Tescott: how it compares with its peers
Against 51 KS banks with half to twice its assets, The Bank of Tescott's strongest measure in Q2 2026 is assets per employee ($8.6M vs. a $6.7M peer median). Its weakest relative measure is net interest margin (3.78% vs. 4.00%).
| Measure | The Bank of Tescott | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.75% | 1.52% | Top third Ahead of 76% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.78% | 4.00% | Bottom third Ahead of 31% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 52.41% | 59.00% | Middle third Ahead of 61% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.6M | $6.7M | Top third Ahead of 80% of peers |
| Loans to deposits Net loans and leases over total deposits. | 84.11% | 80.78% | Context |
What it means for lending operations
Its efficiency ratio of 52.41% is better than the 59.00% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Outdoor Bank Manhattan, KS · $649M
- Farmers & Merchants Bank of Colby Colby, KS · $651M
- Exchange Bank & Trust Atchison, KS · $627M
- First Bank Kansas Salina, KS · $619M
- The Bank Oberlin, KS · $617M
- Union State Bank Arkansas City, KS · $719M
Questions about The Bank of Tescott
How big is The Bank of Tescott?
The Bank of Tescott, established in 1887, is headquartered in Tescott, KS. It reported $648M in total assets in its Q2 2026 FDIC call report and operates 6 offices.
What is The Bank of Tescott's return on assets?
1.75% annualized in Q2 2026, against a 1.52% median for 51 KS banks with half to twice its assets, ahead of 76% of them.
What is The Bank of Tescott's efficiency ratio?
52.41% in Q2 2026: it spent about 52 cents in noninterest expense for each dollar of revenue. The peer median is 59.00%, and lower is better.
Is The Bank of Tescott growing its loans?
Net loans grew 5.6% over the year to Q2 2026, while deposits grew 8.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are KS banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Kansas bank ranked.