The Kansas State Bank Overbrook Kansas: how it compares with its peers
Against 72 KS banks with half to twice its assets, The Kansas State Bank Overbrook Kansas's strongest measure in Q2 2026 is efficiency ratio (46.62% vs. a 59.04% peer median). Its weakest relative measure is return on assets (1.37% vs. 1.39%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.37% | 1.39% | Middle third Ahead of 49% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.98% | 3.95% | Middle third Ahead of 54% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 46.62% | 59.04% | Top third Ahead of 88% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.4M | $7.2M | Top third Ahead of 81% of peers |
| Loans to deposits Net loans and leases over total deposits. | 70.95% | 71.53% | Context |
What it means for lending operations
Its efficiency ratio of 46.62% is better than the 59.04% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Integrity Bank Montezuma, KS · $100M
- Citizens State Bank and Trust Company Hiawatha, KS · $104M
- First National Bank in Fredonia Fredonia, KS · $104M
- Exchange State Bank Saint Paul, KS · $105M
- First National Bank of Kansas Burlington, KS · $106M
- The Citizens State Bank of Cheney, Kansas Cheney, KS · $97M
Questions about The Kansas State Bank Overbrook Kansas
How big is The Kansas State Bank Overbrook Kansas?
The Kansas State Bank Overbrook Kansas, established in 1889, is headquartered in Overbrook, KS. It reported $101M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is The Kansas State Bank Overbrook Kansas's return on assets?
1.37% annualized in Q2 2026, against a 1.39% median for 72 KS banks with half to twice its assets, ahead of 49% of them.
What is The Kansas State Bank Overbrook Kansas's efficiency ratio?
46.62% in Q2 2026: it spent about 47 cents in noninterest expense for each dollar of revenue. The peer median is 59.04%, and lower is better.
Is The Kansas State Bank Overbrook Kansas growing its loans?
Net loans grew 9.1% over the year to Q2 2026, while deposits grew 9.7%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are KS banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Kansas bank ranked.