Savings Bank of Walpole: how it compares with its peers
Against 999 U.S. banks with half to twice its assets, Savings Bank of Walpole's strongest measure in Q2 2026 is net interest margin (4.04% vs. a 3.86% peer median). Its weakest relative measure is efficiency ratio (72.53% vs. 61.08%).
| Measure | Savings Bank of Walpole | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.85% | 1.27% | Bottom third Ahead of 23% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.04% | 3.86% | Middle third Ahead of 61% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 72.53% | 61.08% | Bottom third Ahead of 22% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.0M | $7.3M | Middle third Ahead of 45% of peers |
| Loans to deposits Net loans and leases over total deposits. | 80.99% | 83.34% | Context |
What it means for lending operations
Its efficiency ratio of 72.53% is above the 61.08% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- The Peoples Bank Co. Coldwater, OH · $859M
- BNA Bank New Albany, MS · $856M
- Skowhegan Savings Bank Skowhegan, ME · $855M
- PSB Bank Rhineland, MO · $854M
- Focus Bank Charleston, MO · $854M
- Community National Bank Seneca, KS · $853M
Questions about Savings Bank of Walpole
How big is Savings Bank of Walpole?
Savings Bank of Walpole, established in 1875, is headquartered in Walpole, NH. It reported $858M in total assets in its Q2 2026 FDIC call report and operates 7 offices.
What is Savings Bank of Walpole's return on assets?
0.85% annualized in Q2 2026, against a 1.27% median for 999 U.S. banks with half to twice its assets, ahead of 23% of them.
What is Savings Bank of Walpole's efficiency ratio?
72.53% in Q2 2026: it spent about 73 cents in noninterest expense for each dollar of revenue. The peer median is 61.08%, and lower is better.
Is Savings Bank of Walpole growing its loans?
Net loans grew 6.7% over the year to Q2 2026, while deposits grew 6.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every New Hampshire bank ranked.