Maquoketa State Bank: how it compares with its peers
Against 105 IA banks with half to twice its assets, Maquoketa State Bank's strongest measure in Q2 2026 is return on assets (1.44% vs. a 1.40% peer median). Its weakest relative measure is net interest margin (3.29% vs. 3.64%).
| Measure | Maquoketa State Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.44% | 1.40% | Middle third Ahead of 54% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.29% | 3.64% | Bottom third Ahead of 27% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 55.02% | 55.46% | Middle third Ahead of 51% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.1M | $8.5M | Middle third Ahead of 43% of peers |
| Loans to deposits Net loans and leases over total deposits. | 67.72% | 84.58% | Context |
What it means for lending operations
Its efficiency ratio of 55.02% is better than the 55.46% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Waukon State Bank Waukon, IA · $427M
- TS Bank Treynor, IA · $433M
- FreedomBank Elkader, IA · $434M
- Farmers Trust and Savings Bank Buffalo Center, IA · $423M
- Central State Bank Coralville, IA · $419M
- GreatAmerica Bank National Association Cedar Rapids, IA · $450M
Questions about Maquoketa State Bank
How big is Maquoketa State Bank?
Maquoketa State Bank, established in 1958, is headquartered in Maquoketa, IA. It reported $429M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is Maquoketa State Bank's return on assets?
1.44% annualized in Q2 2026, against a 1.40% median for 105 IA banks with half to twice its assets, ahead of 54% of them.
What is Maquoketa State Bank's efficiency ratio?
55.02% in Q2 2026: it spent about 55 cents in noninterest expense for each dollar of revenue. The peer median is 55.46%, and lower is better.
Is Maquoketa State Bank growing its loans?
Net loans grew 3.5% over the year to Q2 2026, while deposits shrank 0.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Iowa bank ranked.