Bank of Hazelton: how it compares with its peers
Against 21 ND banks with half to twice its assets, Bank of Hazelton's strongest measure in Q2 2026 is return on assets (1.81% vs. a 1.19% peer median). Its weakest relative measure is net interest margin (3.62% vs. 3.77%).
| Measure | Bank of Hazelton | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.81% | 1.19% | Top third Ahead of 90% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.62% | 3.77% | Middle third Ahead of 43% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 48.03% | 66.93% | Top third Ahead of 86% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.5M | $7.3M | Top third Ahead of 81% of peers |
| Loans to deposits Net loans and leases over total deposits. | 50.65% | 64.03% | Context |
What it means for lending operations
Its efficiency ratio of 48.03% is better than the 66.93% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Heartland State Bank Edgeley, ND · $76M
- First Security Bank - West Beulah, ND · $75M
- Citizens State Bank of Lankin Lankin, ND · $72M
- The Citizens State Bank at Mohall Mohall, ND · $80M
- Peoples State Bank Westhope, ND · $70M
- State Bank of Lakota Lakota, ND · $64M
Questions about Bank of Hazelton
How big is Bank of Hazelton?
Bank of Hazelton, established in 1903, is headquartered in Hazelton, ND. It reported $76M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Bank of Hazelton's return on assets?
1.81% annualized in Q2 2026, against a 1.19% median for 21 ND banks with half to twice its assets, ahead of 90% of them.
What is Bank of Hazelton's efficiency ratio?
48.03% in Q2 2026: it spent about 48 cents in noninterest expense for each dollar of revenue. The peer median is 66.93%, and lower is better.
Is Bank of Hazelton growing its loans?
Net loans grew 7.3% over the year to Q2 2026, while deposits grew 9.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are ND banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every North Dakota bank ranked.