The Stockgrowers State Bank of Ashland, Kansas: how it compares with its peers
Against 82 KS banks with half to twice its assets, The Stockgrowers State Bank of Ashland, Kansas's strongest measure in Q2 2026 is net interest margin (4.08% vs. a 3.95% peer median). Its weakest relative measure is efficiency ratio (63.61% vs. 58.90%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.50% | 1.48% | Middle third Ahead of 51% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.08% | 3.95% | Middle third Ahead of 59% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 63.61% | 58.90% | Bottom third Ahead of 30% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.9M | $6.9M | Middle third Ahead of 49% of peers |
| Loans to deposits Net loans and leases over total deposits. | 82.22% | 78.17% | Context |
What it means for lending operations
Its efficiency ratio of 63.61% is above the 58.90% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- The First Security Bank Overbrook, KS · $226M
- The Citizens National Bank Greenleaf, KS · $229M
- Andover State Bank Andover, KS · $232M
- Farmers and Drovers Bank Council Grove, KS · $222M
- Carson Bank Mulvane, KS · $220M
- TriCentury Bank De Soto, KS · $214M
Questions about The Stockgrowers State Bank of Ashland, Kansas
How big is The Stockgrowers State Bank of Ashland, Kansas?
The Stockgrowers State Bank of Ashland, Kansas, established in 1885, is headquartered in Ashland, KS. It reported $227M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is The Stockgrowers State Bank of Ashland, Kansas's return on assets?
1.50% annualized in Q2 2026, against a 1.48% median for 82 KS banks with half to twice its assets, ahead of 51% of them.
What is The Stockgrowers State Bank of Ashland, Kansas's efficiency ratio?
63.61% in Q2 2026: it spent about 64 cents in noninterest expense for each dollar of revenue. The peer median is 58.90%, and lower is better.
Is The Stockgrowers State Bank of Ashland, Kansas growing its loans?
Net loans grew 17.5% over the year to Q2 2026, while deposits grew 0.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are KS banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Kansas bank ranked.