The Farmers State Bank of Blue Mound: how it compares with its peers
Against 47 KS banks with half to twice its assets, The Farmers State Bank of Blue Mound's strongest measure in Q2 2026 is net interest margin (5.15% vs. a 3.91% peer median). Its weakest relative measure is assets per employee ($3.8M vs. $7.0M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.31% | 1.32% | Middle third Ahead of 49% of peers |
| Net interest margin Annualized net interest income over earning assets. | 5.15% | 3.91% | Top third Ahead of 94% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 66.42% | 62.25% | Bottom third Ahead of 32% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $3.8M | $7.0M | Bottom third Ahead of 6% of peers |
| Loans to deposits Net loans and leases over total deposits. | 101.02% | 61.20% | Context |
What it means for lending operations
Its efficiency ratio of 66.42% is above the 62.25% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- The City State Bank Fort Scott, KS · $58M
- Ford County State Bank Spearville, KS · $58M
- Swedish-American State Bank Courtland, KS · $55M
- The Security State Bank Wellington, KS · $55M
- The Farmers State Bank of Bucklin, Kansas Bucklin, KS · $61M
- Bank of Greeley Greeley, KS · $54M
Questions about The Farmers State Bank of Blue Mound
How big is The Farmers State Bank of Blue Mound?
The Farmers State Bank of Blue Mound, established in 1913, is headquartered in Blue Mound, KS. It reported $58M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is The Farmers State Bank of Blue Mound's return on assets?
1.31% annualized in Q2 2026, against a 1.32% median for 47 KS banks with half to twice its assets, ahead of 49% of them.
What is The Farmers State Bank of Blue Mound's efficiency ratio?
66.42% in Q2 2026: it spent about 66 cents in noninterest expense for each dollar of revenue. The peer median is 62.25%, and lower is better.
Is The Farmers State Bank of Blue Mound growing its loans?
Net loans grew 36.2% over the year to Q2 2026, while deposits grew 6.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are KS banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Kansas bank ranked.