First National Bank in Taylorville: how it compares with its peers
Against 142 IL banks with half to twice its assets, First National Bank in Taylorville's strongest measure in Q2 2026 is assets per employee ($9.5M vs. a $6.5M peer median). Its weakest relative measure is net interest margin (2.94% vs. 3.74%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.29% | 1.18% | Middle third Ahead of 57% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.94% | 3.74% | Bottom third Ahead of 8% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 53.66% | 64.72% | Top third Ahead of 77% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.5M | $6.5M | Top third Ahead of 91% of peers |
| Loans to deposits Net loans and leases over total deposits. | 51.71% | 74.55% | Context |
What it means for lending operations
Its efficiency ratio of 53.66% is better than the 64.72% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Questions about First National Bank in Taylorville
How big is First National Bank in Taylorville?
First National Bank in Taylorville, established in 1956, is headquartered in Taylorville, IL. It reported $200M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is First National Bank in Taylorville's return on assets?
1.29% annualized in Q2 2026, against a 1.18% median for 142 IL banks with half to twice its assets, ahead of 57% of them.
What is First National Bank in Taylorville's efficiency ratio?
53.66% in Q2 2026: it spent about 54 cents in noninterest expense for each dollar of revenue. The peer median is 64.72%, and lower is better.
Is First National Bank in Taylorville growing its loans?
Net loans grew 19.9% over the year to Q2 2026, while deposits grew 2.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.