Bank of Dade: how it compares with its peers
Against 53 GA banks with half to twice its assets, Bank of Dade's strongest measure in Q2 2026 is return on assets (2.72% vs. a 1.45% peer median). Its weakest relative measure is assets per employee ($4.8M vs. $6.7M).
| Measure | Bank of Dade | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.72% | 1.45% | Top third Ahead of 94% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.99% | 4.36% | Top third Ahead of 72% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 48.21% | 61.42% | Top third Ahead of 87% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.8M | $6.7M | Bottom third Ahead of 15% of peers |
| Loans to deposits Net loans and leases over total deposits. | 64.06% | 72.15% | Context |
What it means for lending operations
Its efficiency ratio of 48.21% is better than the 61.42% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Family Bank Pelham, GA · $162M
- West Central Georgia Bank Thomaston, GA · $160M
- Bank of Dawson Dawson, GA · $160M
- Bank of Monticello Monticello, GA · $158M
- Farmers State Bank Dublin, GA · $156M
Questions about Bank of Dade
How big is Bank of Dade?
Bank of Dade, established in 1956, is headquartered in Trenton, GA. It reported $162M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is Bank of Dade's return on assets?
2.72% annualized in Q2 2026, against a 1.45% median for 53 GA banks with half to twice its assets, ahead of 94% of them.
What is Bank of Dade's efficiency ratio?
48.21% in Q2 2026: it spent about 48 cents in noninterest expense for each dollar of revenue. The peer median is 61.42%, and lower is better.
Is Bank of Dade growing its loans?
Net loans grew 9.6% over the year to Q2 2026, while deposits grew 6.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are GA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Georgia bank ranked.