The Fisher National Bank: how it compares with its peers
Against 138 IL banks with half to twice its assets, The Fisher National Bank's strongest measure in Q2 2026 is return on assets (1.62% vs. a 1.16% peer median). Its weakest relative measure is assets per employee ($5.7M vs. $7.1M).
| Measure | The Fisher National Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.62% | 1.16% | Top third Ahead of 76% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.10% | 3.69% | Top third Ahead of 72% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 59.22% | 62.79% | Middle third Ahead of 61% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.7M | $7.1M | Bottom third Ahead of 22% of peers |
| Loans to deposits Net loans and leases over total deposits. | 86.59% | 75.85% | Context |
What it means for lending operations
Its efficiency ratio of 59.22% is better than the 62.79% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Peoples Bank of Kankakee County Bourbonnais, IL · $376M
- Bank of O'Fallon O'Fallon, IL · $378M
- Municipal Trust and Savings Bank Bourbonnais, IL · $382M
- Byron Bank Byron, IL · $384M
- Shelby County State Bank Shelbyville, IL · $363M
- First National Bank & Trust Company Clinton, IL · $388M
Questions about The Fisher National Bank
How big is The Fisher National Bank?
The Fisher National Bank, established in 1955, is headquartered in Fisher, IL. It reported $376M in total assets in its Q2 2026 FDIC call report and operates 6 offices.
What is The Fisher National Bank's return on assets?
1.62% annualized in Q2 2026, against a 1.16% median for 138 IL banks with half to twice its assets, ahead of 76% of them.
What is The Fisher National Bank's efficiency ratio?
59.22% in Q2 2026: it spent about 59 cents in noninterest expense for each dollar of revenue. The peer median is 62.79%, and lower is better.
Is The Fisher National Bank growing its loans?
Net loans grew 9.3% over the year to Q2 2026, while deposits grew 12.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.