Albank National Association: how it compares with its peers
Against 85 IL banks with half to twice its assets, Albank National Association's strongest measure in Q2 2026 is assets per employee ($10.6M vs. a $7.6M peer median). Its weakest relative measure is return on assets (0.79% vs. 1.15%).
| Measure | Albank National Association | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.79% | 1.15% | Bottom third Ahead of 25% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.25% | 3.66% | Bottom third Ahead of 26% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 59.94% | 62.41% | Middle third Ahead of 59% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $10.6M | $7.6M | Top third Ahead of 81% of peers |
| Loans to deposits Net loans and leases over total deposits. | 91.91% | 77.68% | Context |
What it means for lending operations
Its efficiency ratio of 59.94% is better than the 62.41% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The Bradford National Bank of Greenville Greenville, IL · $723M
- Hickory Point Bank and Trust Decatur, IL · $718M
- Prospect Bank Paris, IL · $716M
- Time Bank Park Ridge, IL · $713M
- Longview Bank Ogden, IL · $732M
- First Neighbor Bank, National Association Toledo, IL · $736M
Questions about Albank National Association
How big is Albank National Association?
Albank National Association, established in 1953, is headquartered in Chicago, IL. It reported $722M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is Albank National Association's return on assets?
0.79% annualized in Q2 2026, against a 1.15% median for 85 IL banks with half to twice its assets, ahead of 25% of them.
What is Albank National Association's efficiency ratio?
59.94% in Q2 2026: it spent about 60 cents in noninterest expense for each dollar of revenue. The peer median is 62.41%, and lower is better.
Is Albank National Association growing its loans?
Net loans shrank 4.0% over the year to Q2 2026, while deposits grew 1.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.