Bank of Camilla: how it compares with its peers
Against 55 GA banks with half to twice its assets, Bank of Camilla's strongest measure in Q2 2026 is assets per employee ($8.6M vs. a $6.7M peer median). Its weakest relative measure is net interest margin (3.70% vs. 4.50%).
| Measure | Bank of Camilla | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.54% | 1.51% | Middle third Ahead of 53% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.70% | 4.50% | Bottom third Ahead of 18% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 55.74% | 60.26% | Top third Ahead of 69% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.6M | $6.7M | Top third Ahead of 78% of peers |
| Loans to deposits Net loans and leases over total deposits. | 86.13% | 73.93% | Context |
What it means for lending operations
Its efficiency ratio of 55.74% is better than the 60.26% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Farmers State Bank Lincolnton, GA · $186M
- The Geo. D. Warthen Bank Sandersville, GA · $190M
- Peoples Bank Lyons, GA · $192M
- Magnolia State Bank Eastman, GA · $199M
- The Citizens Bank of Cochran Cochran, GA · $201M
- Farmers and Merchants Bank Sylvania, GA · $171M
Questions about Bank of Camilla
How big is Bank of Camilla?
Bank of Camilla, established in 1890, is headquartered in Camilla, GA. It reported $188M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Bank of Camilla's return on assets?
1.54% annualized in Q2 2026, against a 1.51% median for 55 GA banks with half to twice its assets, ahead of 53% of them.
What is Bank of Camilla's efficiency ratio?
55.74% in Q2 2026: it spent about 56 cents in noninterest expense for each dollar of revenue. The peer median is 60.26%, and lower is better.
Is Bank of Camilla growing its loans?
Net loans grew 5.0% over the year to Q2 2026, while deposits grew 3.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are GA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Georgia bank ranked.