Artisans' Bank: how it compares with its peers
Against 999 U.S. banks with half to twice its assets, Artisans' Bank's strongest measure in Q2 2026 is assets per employee ($5.9M vs. a $7.2M peer median). Its weakest relative measure is return on assets (0.52% vs. 1.27%).
| Measure | Artisans' Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.52% | 1.27% | Bottom third Ahead of 12% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.36% | 3.88% | Bottom third Ahead of 23% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 79.29% | 61.26% | Bottom third Ahead of 12% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.9M | $7.2M | Bottom third Ahead of 24% of peers |
| Loans to deposits Net loans and leases over total deposits. | 81.13% | 83.22% | Context |
What it means for lending operations
Its efficiency ratio of 79.29% is above the 61.26% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Hickory Point Bank and Trust Decatur, IL · $718M
- First National Bank of Scotia Scotia, NY · $719M
- The Bank of Elk River Elk River, MN · $719M
- Union State Bank Arkansas City, KS · $719M
- First Fidelity Bank Burke, SD · $717M
- The Eastern Colorado Bank Cheyenne Wells, CO · $721M
Questions about Artisans' Bank
How big is Artisans' Bank?
Artisans' Bank, established in 1861, is headquartered in Wilmington, DE. It reported $718M in total assets in its Q2 2026 FDIC call report and operates 13 offices.
What is Artisans' Bank's return on assets?
0.52% annualized in Q2 2026, against a 1.27% median for 999 U.S. banks with half to twice its assets, ahead of 12% of them.
What is Artisans' Bank's efficiency ratio?
79.29% in Q2 2026: it spent about 79 cents in noninterest expense for each dollar of revenue. The peer median is 61.26%, and lower is better.
Is Artisans' Bank growing its loans?
Net loans grew 3.4% over the year to Q2 2026, while deposits grew 2.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Delaware bank ranked.