Bank of Colorado: how it compares with its peers
Against 227 U.S. banks with half to twice its assets, Bank of Colorado's strongest measure in Q2 2026 is efficiency ratio (51.77% vs. a 54.98% peer median). Its weakest relative measure is net interest margin (3.56% vs. 3.68%).
| Measure | Bank of Colorado | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.35% | 1.33% | Middle third Ahead of 52% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.56% | 3.68% | Middle third Ahead of 44% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 51.77% | 54.98% | Middle third Ahead of 63% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $10.3M | $10.0M | Middle third Ahead of 54% of peers |
| Loans to deposits Net loans and leases over total deposits. | 80.19% | 88.23% | Context |
What it means for lending operations
Its efficiency ratio of 51.77% is better than the 54.98% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Ocean Bank Miami, FL · $7.63B
- Kearny Bank Kearny, NJ · $7.67B
- Ridgewood Savings Bank Ridgewood, NY · $7.55B
- Northpointe Bank Grand Rapids, MI · $7.53B
- Equity Bank Andover, KS · $7.71B
- Central Pacific Bank Honolulu, HI · $7.50B
Questions about Bank of Colorado
How big is Bank of Colorado?
Bank of Colorado, established in 1900, is headquartered in Fort Collins, CO. It reported $7.61B in total assets in its Q2 2026 FDIC call report and operates 60 offices.
What is Bank of Colorado's return on assets?
1.35% annualized in Q2 2026, against a 1.33% median for 227 U.S. banks with half to twice its assets, ahead of 52% of them.
What is Bank of Colorado's efficiency ratio?
51.77% in Q2 2026: it spent about 52 cents in noninterest expense for each dollar of revenue. The peer median is 54.98%, and lower is better.
Is Bank of Colorado growing its loans?
Net loans grew 8.7% over the year to Q2 2026, while deposits grew 4.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Colorado bank ranked.