Princeville State Bank: how it compares with its peers
Against 121 IL banks with half to twice its assets, Princeville State Bank's strongest measure in Q2 2026 is efficiency ratio (53.42% vs. a 66.65% peer median). Its weakest relative measure is assets per employee ($6.5M vs. $6.1M).
| Measure | Princeville State Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.46% | 1.07% | Top third Ahead of 78% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.42% | 3.75% | Top third Ahead of 82% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 53.42% | 66.65% | Top third Ahead of 85% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.5M | $6.1M | Middle third Ahead of 57% of peers |
| Loans to deposits Net loans and leases over total deposits. | 67.41% | 69.91% | Context |
What it means for lending operations
Its efficiency ratio of 53.42% is better than the 66.65% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Chester National Bank Chester, IL · $126M
- Flora Bank & Trust Flora, IL · $126M
- Midwest National Bank Sandoval, IL · $123M
- First Community Bank of Moultrie County Sullivan, IL · $120M
- American Metro Bank Chicago, IL · $119M
- 1st Equity Bank Skokie, IL · $130M
Questions about Princeville State Bank
How big is Princeville State Bank?
Princeville State Bank, established in 1950, is headquartered in Princeville, IL. It reported $124M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Princeville State Bank's return on assets?
1.46% annualized in Q2 2026, against a 1.07% median for 121 IL banks with half to twice its assets, ahead of 78% of them.
What is Princeville State Bank's efficiency ratio?
53.42% in Q2 2026: it spent about 53 cents in noninterest expense for each dollar of revenue. The peer median is 66.65%, and lower is better.
Is Princeville State Bank growing its loans?
Net loans grew 19.4% over the year to Q2 2026, while deposits grew 11.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.