Sunmark Community Bank: how it compares with its peers
Against 61 GA banks with half to twice its assets, Sunmark Community Bank's strongest measure in Q2 2026 is net interest margin (6.47% vs. a 4.61% peer median). Its weakest relative measure is assets per employee ($6.3M vs. $7.1M).
| Measure | Sunmark Community Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.77% | 1.58% | Top third Ahead of 93% of peers |
| Net interest margin Annualized net interest income over earning assets. | 6.47% | 4.61% | Top third Ahead of 100% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 52.67% | 56.69% | Middle third Ahead of 66% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.3M | $7.1M | Bottom third Ahead of 30% of peers |
| Loans to deposits Net loans and leases over total deposits. | 84.75% | 80.31% | Context |
What it means for lending operations
Its efficiency ratio of 52.67% is better than the 56.69% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Peoples Bank & Trust Buford, GA · $563M
- First National Bank of Coffee County Douglas, GA · $547M
- South Georgia Banking Company Omega, GA · $570M
- Bank of Dudley Dudley, GA · $538M
- Pineland Bank Alma, GA · $597M
- Guardian Bank Valdosta, GA · $598M
Questions about Sunmark Community Bank
How big is Sunmark Community Bank?
Sunmark Community Bank, established in 1949, is headquartered in Perry, GA. It reported $557M in total assets in its Q2 2026 FDIC call report and operates 10 offices.
What is Sunmark Community Bank's return on assets?
2.77% annualized in Q2 2026, against a 1.58% median for 61 GA banks with half to twice its assets, ahead of 93% of them.
What is Sunmark Community Bank's efficiency ratio?
52.67% in Q2 2026: it spent about 53 cents in noninterest expense for each dollar of revenue. The peer median is 56.69%, and lower is better.
Is Sunmark Community Bank growing its loans?
Net loans grew 40.8% over the year to Q2 2026, while deposits grew 40.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are GA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Georgia bank ranked.