National Bank of St. Anne: how it compares with its peers
Against 127 IL banks with half to twice its assets, National Bank of St. Anne's strongest measure in Q2 2026 is net interest margin (5.00% vs. a 3.77% peer median). Its weakest relative measure is assets per employee ($4.9M vs. $6.3M).
| Measure | National Bank of St. Anne | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.29% | 1.13% | Middle third Ahead of 63% of peers |
| Net interest margin Annualized net interest income over earning assets. | 5.00% | 3.77% | Top third Ahead of 96% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 62.14% | 65.38% | Middle third Ahead of 61% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.9M | $6.3M | Bottom third Ahead of 21% of peers |
| Loans to deposits Net loans and leases over total deposits. | 95.17% | 70.67% | Context |
What it means for lending operations
Its efficiency ratio of 62.14% is better than the 65.38% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Union Federal Savings and Loan Association Kewanee, IL · $146M
- Federated Bank Onarga, IL · $140M
- First National Bank in Pinckneyville Pinckneyville, IL · $138M
- Du Quoin State Bank Du Quoin, IL · $148M
- State Bank of Cherry Cherry, IL · $138M
Questions about National Bank of St. Anne
How big is National Bank of St. Anne?
National Bank of St. Anne, established in 1948, is headquartered in St. Anne, IL. It reported $143M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is National Bank of St. Anne's return on assets?
1.29% annualized in Q2 2026, against a 1.13% median for 127 IL banks with half to twice its assets, ahead of 63% of them.
What is National Bank of St. Anne's efficiency ratio?
62.14% in Q2 2026: it spent about 62 cents in noninterest expense for each dollar of revenue. The peer median is 65.38%, and lower is better.
Is National Bank of St. Anne growing its loans?
Net loans grew 13.1% over the year to Q2 2026, while deposits grew 7.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.