The Bennington State Bank: how it compares with its peers
Against 21 KS banks with half to twice its assets, The Bennington State Bank's strongest measure in Q2 2026 is return on assets (2.50% vs. a 1.43% peer median). Its weakest relative measure is net interest margin (4.06% vs. 3.94%).
| Measure | The Bennington State Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.50% | 1.43% | Top third Ahead of 95% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.06% | 3.94% | Middle third Ahead of 62% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 40.32% | 61.06% | Top third Ahead of 95% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.4M | $6.6M | Top third Ahead of 86% of peers |
| Loans to deposits Net loans and leases over total deposits. | 72.17% | 76.89% | Context |
What it means for lending operations
Its efficiency ratio of 40.32% is better than the 61.06% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Armed Forces Bank, National Association Fort Leavenworth, KS · $1.42B
- Central National Bank Junction City, KS · $1.39B
- CoreFirst Bank & Trust Topeka, KS · $1.26B
- Peoples Bank and Trust Company Mcpherson, KS · $1.59B
- nbkc bank Leawood, KS · $1.24B
- Landmark National Bank Manhattan, KS · $1.60B
Questions about The Bennington State Bank
How big is The Bennington State Bank?
The Bennington State Bank, established in 1884, is headquartered in Salina, KS. It reported $1.42B in total assets in its Q2 2026 FDIC call report and operates 15 offices.
What is The Bennington State Bank's return on assets?
2.50% annualized in Q2 2026, against a 1.43% median for 21 KS banks with half to twice its assets, ahead of 95% of them.
What is The Bennington State Bank's efficiency ratio?
40.32% in Q2 2026: it spent about 40 cents in noninterest expense for each dollar of revenue. The peer median is 61.06%, and lower is better.
Is The Bennington State Bank growing its loans?
Net loans grew 15.9% over the year to Q2 2026, while deposits grew 29.7%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are KS banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Kansas bank ranked.